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You also should monitor your credit report periodically.

Free credit reports are available online credit report free gov at www.annualcreditreport.com. If you have credit report free gov done all you can to fix the problems resulting from misuse of your Social Security number credit report free gov and someone still is using your number, we may assign you a new number. You credit report free gov cannot get a new Social Security number: If you decide to apply for a new number, you will need to prove your age, U.S. citizenship or lawful immigration status and identity. For more information, ask for Your Social Security Number And Card (Publication Number 05-10002). You also will need to provide evidence that you still are being disadvantaged by the credit report free gov misuse. Keep in mind that a new number probably will not solve all your problems. This is because other governmental agencies (such as the Internal Revenue Service and state motor vehicle agencies) and private businesses (such as banks credit report free gov and credit reporting companies) likely will have records under your old number. Also, because credit credit report free gov reporting companies use the number, along with other personal information, to identify your credit record, using a new number will not guarantee you credit report free gov a fresh start. This is especially true if your other personal information, such as your name and address, remains the same. If you receive a new Social Security number, you credit report free gov will not be able use the old number anymore. check credit online For some victims of identity theft, a new number actually creates new problems. If the old credit information is not associated with the new number, the absence of any credit history under the new number may make it more difficult for you to get credit. Our website is a valuable resource for information about all of Social Securitys programs. In addition to using our website, you can call us toll-free at 1-800-772-1213. We can provide credit report free gov information by automated phone service 24 hours credit report free gov a day.

(You can use our automated response system to tell us a new address or request a replacement Medicare card.) If you are deaf or hard of hearing, you may call our TTY number, 1-800-325-0778.

We credit report free gov also want to make sure you receive accurate and courteous service. That is why we credit report free gov have a second Social Security representative monitor some telephone calls. Things You Should Know: We at the Banking Department will do whatever we can to advise you or otherwise help you credit report free gov resolve the problem you are having with your bank, credit union, mortgage banker or broker, check casher, money transmitter or budget planner. identity theft report

The Banking Department's phone number appears on credit report free gov many credit card statements. You may call this credit report free gov number if you would like to receive a copy of a quarterly survey on Credit Card Interest Rates. Please note that this is not a customer service number for credit cards. If you have inquiries concerning your bill, want to report payment of a bill, or are calling to complain about the receipt of a credit card you did not request, you must call that card's customer credit report free gov service number directly. If your complaint involves an issue other than the above matters, we will do our best to assist you.

In addition, because the Department does not regulate or supervise all banks, there will be instances in which we will have to forward credit report free gov your complaint to another regulator.

Usually this will be the Office of the Comptroller of credit report free gov the Currency (OCC), the body that oversees nationally chartered banks. To find out if New York State is responsible for the organization that you are having trouble with, click here to see a list of Institutions under New York State Jurisdiction . For issues with ATM Safety or to register a complaint about a credit report free gov bank ATM, click here. The information that follows is what you need to file a complaint with this Department, as well as a credit report free gov list of helpful contacts in the event that you have a problem with an entity credit report free gov that is not under our supervision. creditreport In order for us to seek a solution to your problem, all complaints MUST be in writing and backed up with whatever documentation the Department feels is necessary. The more complete the credit report free gov information submitted, the faster the situation can be resolved.

Institutions under New York State Jurisdiction The Banking Department is the primary regulator for New York State-licensed and stated-chartered financial entities, including credit report free gov roughly 300 domestic banks; many foreign agencies, branches and representative offices; savings institutions and trust companies and other financial institutions operating in New York including mortgage bankers and brokers, check cashers, money transmitters, and licensed lenders, among others.